GUARANTEED NO-LOSS Indexed Funds

Protect Savings – Earn High Returns

Want a Guaranteed Smile with your Savings?

An Annuity is 100% Safe – and has Life Benefits!

  • No Risk to Market Losses
  • High Interest Rates
  • Guaranteed Lifetime Income
  • Income for Medical Care
  • No Cost Life Insurance
  • Never Run Out of Money
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What is an Annuity? My money is in funds.

  • An annuity is a fund with an insurance company. The difference? It earns high interest and can't lose money. Turn on lifetime income and you will never run out of money.
  • Does it lock up my money? NO. You can take money out, but why? Drain your at-risk money first. Protect 20%-50% of your money and let it grow for guaranteed income.
  • The Market has been good? But, last year it was down 20%, bonds lost 30%. Annuities never lose and have guaranteed returns. Yes, everyone should own an annuity.
  • What else does an annuity offer? If you require senior care, your income can double to help. An annuity can pay Life Insurance paid to your legacy or beneficiaries.
  • Ask yourself a question. - Why don't I have a guaranteed annuity now? Do I want a better answer for my money? Then don't be left short. Contact me for answers.

Life Insurance Skips the IRS - All Tax-Free!

Life Insurance Pays Tax-Free Money to benefit your loved ones after your death.    

Do you need a better IRS tax strategy?  Have you maxed out your Roth contributions?                         

Insurance has many financial tax benefits.  I will help you select the right insurance.

Only life insurance can earn money, pay a death benefit,  and pay you income – All Tax-Free!

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About Me: Douglas Liphardt

I work for you.  As an independent agent, I have access to the expert advice of the most respected insurance advisors.  As a senior myself, I share in your concerns about retirement money.  As an advisor, my clients trust me for help.

Annuities are easy to own and will protect your money better than any fund. Your money earns guaranteed returns, lifetime income, and can never run out of money.  If you need care, it pays you more and has a life policy for your family. 

As a father of twins, life is full of surprises.  Let me help you guarantee your retirement money.  Don’t be left short!  Contact me and let’s talk.  

Do you Want your Money at Risk or Guaranteed?
An Annuity can be your Answer. Contact me for help.

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